Rates and Insurance
We believe therapy should feel accessible and straightforward to begin. Whether you plan to use insurance or prefer self-pay options, our team is here to help you understand your next steps and find support that fits your needs.
Insurance Coverage
Coverage varies by plan and may include:
• A copay per session
• Coinsurance after a deductible
• A deductible that must be met first
Our team can help you understand your benefits and answer questions before getting started.
We are in-network with many major insurance providers for telehealth therapy in New Jersey including Aetna, Amerihealth, Blue Cross Blue Sheild, Cigna, Oxford Health, Optum, United Healthcare and Horizon NJ Health Medicaid.
Tip: Have your insurance card handy during your initial call so we can verify your coverage.
Self-Pay & Affordable Care Options
At Waves of Change Counseling and Healing, we believe that access to mental health support should not be limited by cost or insurance availability. Through our Affordable Care Program, we’re able to offer therapy to self-pay clients at a reduced rate by working with clinicians at different stages of their professional licensure, allowing us to expand access to care while maintaining quality support.
These therapists are carefully selected and work under the close supervision of our licensed clinicians, ensuring thoughtful, supportive care while making therapy more financially accessible.
Continue below to view our affordable care therapy rates.
Fully Licensed Clinician
Individual | $150
Couples / Families | $165
Associate Clinician
Individual | $100
Couples / Families | $115
Graduate Clinician
Individual | $40
Couples / Families | N/A
Frequently Asked Questions
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Yes, we are in network with many major insurance companies as well as Horizon NJ Health Medicaid.
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Yes, most insurance plans cover telehealth therapy, though coverage varies by insurance company and plan. During your initial phone call, we will verify your insurance benefits and review your coverage with you before your first appointment.
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Insurance coverage can vary depending on your provider and individual plan. Our team will coordinate with your insurance company to help verify your mental health benefits, including coverage for telehealth therapy, copays, deductibles, and any session limitations before getting started.
Ready to Take the First Step?
Whether you’re exploring therapy for the first time or returning to support, we’re here to help you take the next step.
Still have questions? Visit our Contact Us page and we’ll be happy to help.
Waves of Change uses New Jersey Billing Solutions for billing and administrative needs.